Terms of Service

1. Agreement to these Terms#

These Terms of Service (the “Terms”) are a binding agreement between CashSDK (“CashSDK”, “we”, “us”, “our”) and the person or entity that creates an account or uses the Service (“you”, the “Customer”). They govern your access to and use of cashsdk.com and its subdomains, the CashSDK dashboard, APIs, SDKs, documentation, and every related service we provide (together, the “Service”).

By creating an account, clicking to accept, or using any part of the Service, you agree to these Terms, to our Acceptable Use Policy at cashsdk.com/acceptable-use, and — where we process personal data on your behalf — to our Data Processing Addendum at cashsdk.com/dpa, both of which are part of these Terms. If you do not agree, do not use the Service.

If you use the Service on behalf of a company or other legal entity, you represent that you have authority to bind that entity, and “you” means that entity. If you and CashSDK have signed a separate written agreement covering the Service, that agreement prevails over these Terms wherever the two conflict.

2. The Service#

CashSDK is a hosted platform for in-app purchases and subscriptions. It provides client SDKs, server APIs, receipt and transaction validation against the app stores, entitlement management, remotely configurable paywalls, experiments, analytics, webhooks, and integrations, all managed from a web dashboard. The Service is designed so that both people and coding agents can integrate and operate it.

We may add, change, or remove features as the platform evolves. If a change materially reduces core functionality your subscription relies on, we will give you reasonable advance notice as described in Section 19.

Sandbox and test environments are provided for development. They may be reset, rate-limited, or purged, and they are not covered by any availability commitment that applies to production use.

3. Accounts and workspaces#

You must be at least 18 years old (or the age of majority where you live) and using the Service for business purposes. You agree to provide accurate account information and to keep it current.

You are responsible for everything that happens under your account and workspaces, including actions by teammates you invite and by tools or agents you authorize. Keep your sign-in credentials and API keys confidential — secret keys must only ever be used server-side. Tell us promptly at support@cashsdk.com if you suspect unauthorized access.

We may require verification steps (such as confirming your email address) and may reclaim workspace identifiers that infringe someone else's rights or impersonate another person or company.

4. Your apps and your end users#

You are solely responsible for the apps you connect to the Service and for the people who use them (“End Users”) — including your app content, your compliance with Apple's, Google's, and every other distribution platform's developer terms, and the legality of what you sell.

You must maintain your own terms and privacy policy for your apps, make all legally required disclosures, and obtain all consents needed for CashSDK to process purchase and entitlement data on your behalf as described in the Data Processing Addendum.

End Users are your customers, not ours. You are responsible for supporting them, and refunds of store purchases are handled through the relevant app store under its rules. We provide you the data and the tooling; the commercial relationship with End Users is yours.

5. Fees and billing#

Fees for the Service are usage-based and posted at cashsdk.com/pricing. Unless a separate written agreement says otherwise, fees are calculated on tracked revenue — the value of transactions validated or managed through the Service in a billing month — together with any applicable monthly minimum shown on the pricing page.

Fees are billed monthly in arrears to the payment method on file, which you authorize us to charge. Amounts are stated and charged in US dollars unless the pricing page says otherwise. Invoices and usage detail are available in the dashboard.

If a charge fails, we will retry it and notify you. If fees remain unpaid, we may suspend the workspace after at least 7 days' notice until the balance is settled. If you believe an invoice is wrong, tell us within 30 days of the invoice date and we will review it in good faith; undisputed amounts remain payable in the meantime.

We may change our pricing with at least 30 days' notice by email or in the dashboard. Changes take effect at your next billing cycle after the notice period ends. Fees already accrued are non-refundable except where these Terms or the law require otherwise.

6. Taxes#

Our fees do not include taxes. You are responsible for all sales, use, VAT, GST, and similar taxes arising from your purchase of the Service, other than taxes on our income. If a law requires you to withhold tax from a payment to us, you will gross up the payment so that we receive the full invoiced amount.

You remain solely responsible for the taxes, duties, and reporting obligations that arise from selling your own products to End Users. CashSDK does not act as merchant of record for your app-store sales.

7. Trials, sandbox, and beta features#

We may offer free trials, sandbox usage, or features labeled beta, preview, or early access. These are provided as-is, may change or end at any time, may carry additional limits, and are excluded from any service commitments. If a trial converts into a paid subscription, we will tell you before charges begin.

If you send us feedback or suggestions, you grant us a perpetual, irrevocable, royalty-free license to use them without obligation to you. Feedback is always voluntary.

8. Your data and ownership#

“Customer Data” means the data you or your End Users submit to the Service — including app configuration, purchase and transaction events, receipts, identifiers, and the analytics derived for your workspace. As between you and us, you own Customer Data.

You grant us the rights needed to host, process, transmit, secure, and display Customer Data solely to provide and support the Service, to comply with law, and as you otherwise instruct. We do not sell Customer Data, and we do not share your revenue data with third parties except with the subprocessors that run the Service, as described in our Privacy Policy and DPA.

You can export your data at any time, on any plan, using the dashboard and APIs. After termination, Section 18 provides an export window before deletion.

We may use aggregated, de-identified operational data (for example, error rates and feature usage) to operate, secure, and improve the Service. This data does not identify you, your apps, or any End User.

You are responsible for the accuracy and legality of Customer Data and for having the right to send it to us.

9. Data protection#

Where we process personal data contained in Customer Data on your behalf, we act as your processor under the Data Processing Addendum at cashsdk.com/dpa, which is incorporated into these Terms for every workspace automatically. Our Privacy Policy at cashsdk.com/privacy explains the processing we do as a controller — account, billing, and website data.

We maintain the technical and organizational security measures described in the DPA, including encryption in transit and at rest and tenant isolation enforced at the database layer.

10. Acceptable use#

Your use of the Service must comply with the Acceptable Use Policy at cashsdk.com/acceptable-use, which is part of these Terms. In short: no illegal apps or content, no payment or store fraud, no deceptive subscription practices, no abuse of the platform, and no misuse of End-User data. We may investigate suspected violations and take the actions described in that policy, up to suspending or terminating the workspace.

11. Intellectual property and license#

The Service — the platform, APIs, dashboard, documentation, and all related intellectual property — belongs to CashSDK and its licensors. The Service is licensed, not sold. We grant you a limited, non-exclusive, non-transferable, non-sublicensable right to access and use the Service during your subscription, for your internal business purposes and to serve your own apps and End Users, in accordance with these Terms and the documentation.

Client SDKs are provided under the license terms that accompany their distribution; those terms govern your use of the SDK code itself, and these Terms govern the Service the SDKs connect to.

You may not copy, modify, or create derivative works of the Service; rent, resell, or provide the Service to third parties as a standalone offering; reverse engineer or attempt to extract source code from the hosted platform except to the extent a law expressly permits it despite this limit; or remove proprietary notices. Embedding the SDKs in your apps and exposing the resulting features to your End Users is, of course, exactly what the Service is for.

“CashSDK” and our logos are our trademarks. Our brand guidelines at cashsdk.com/brand explain permitted use; anything beyond them needs written permission.

12. Third-party platforms#

The Service interoperates with platforms we do not control — Apple's App Store, Google Play, payment providers, and the services listed in our marketplace. Your use of those platforms is governed by their own terms, and you are responsible for complying with them, including each store's current rules on in-app purchases, alternative payments, and link-outs in each region where your app ships.

We are not responsible for decisions those platforms make — app rejections or removals, account suspensions, payout timing, fees, refunds, or API changes — though we make reasonable efforts to adapt the Service when platform APIs change.

Enabling a third-party integration authorizes us to exchange the relevant data with that provider on your behalf. Credentials you store with us (such as App Store Connect API keys or Google Play service-account keys) are encrypted and used only to act on your instructions.

13. Confidentiality#

“Confidential Information” is non-public information one party discloses to the other that is marked confidential or would reasonably be understood to be confidential — including Customer Data, security details, roadmaps, and non-public pricing. The receiving party will protect it with at least reasonable care, use it only to perform under these Terms, and share it only with employees, affiliates, and advisers who need it and are bound by comparable obligations.

These obligations do not apply to information that is or becomes public without breach, was lawfully known before disclosure, is independently developed, or is received from a third party without a duty of confidence. A party may disclose Confidential Information when legally compelled, giving the other party notice where lawful so protective measures can be sought.

Confidentiality obligations continue for five years after the agreement ends — and for Customer Data and trade secrets, for as long as the information remains confidential.

14. Publicity#

We will not name you or use your logo in customer lists or marketing without your permission. Once given, permission can be withdrawn prospectively at any time by writing to support@cashsdk.com.

15. Disclaimers#

EXCEPT AS EXPRESSLY STATED IN THESE TERMS, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE”. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTY ARISING FROM COURSE OF DEALING OR TRADE USAGE. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT DATA WILL NEVER BE LOST — KEEP INDEPENDENT BACKUPS OF ANYTHING IRREPLACEABLE.

CashSDK provides software and infrastructure, not professional advice. Nothing in the Service or its documentation is legal, tax, or accounting advice — including anything related to store compliance, consumer law, or tax on your sales. Analytics and revenue figures are computed from the data available to us and can differ from the settlement records of the stores, which remain authoritative for what you are actually paid.

Some jurisdictions do not allow certain disclaimers, so parts of this section may not apply to you.

16. Limitation of liability#

TO THE FULLEST EXTENT PERMITTED BY LAW, NEITHER PARTY WILL BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, GOODWILL, OR DATA, EVEN IF ADVISED OF THE POSSIBILITY. THE SERVICE DEPENDS ON THIRD-PARTY PLATFORMS; WE ARE NOT LIABLE FOR LOSSES CAUSED BY THOSE PLATFORMS' ACTIONS OR OUTAGES.

TO THE FULLEST EXTENT PERMITTED BY LAW, EACH PARTY'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS IS CAPPED AT THE AMOUNTS YOU PAID US FOR THE SERVICE IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY (OR 100 US DOLLARS IF YOU HAVE NOT PAID US IN THAT PERIOD).

The cap does not apply to your payment obligations, to either party's breach of Section 13 (Confidentiality), to your breach of Section 10 (Acceptable use), to amounts payable under Section 17 (Indemnification), or to a party's gross negligence, willful misconduct, or fraud. Nothing in these Terms excludes liability that cannot be excluded by law.

17. Indemnification#

You will defend and indemnify us against third-party claims arising from your apps and their content, your sales to End Users, Customer Data, your violation of a distribution platform's terms, or your breach of these Terms — including reasonable attorneys' fees.

We will defend and indemnify you against third-party claims that the Service, used as these Terms permit, infringes their intellectual property. If such a claim arises, we may modify the Service, procure the right for you to keep using it, or — if neither is commercially reasonable — terminate the affected part and refund any prepaid, unused fees. This obligation does not cover claims arising from Customer Data, your apps, modifications we did not make, or combinations with things we did not supply.

The indemnified party must promptly notify the other of a claim, give it sole control of the defense and settlement (no settlement may impose obligations on the indemnified party without its consent), and reasonably cooperate.

18. Term, suspension, and termination#

These Terms apply from your first use of the Service and continue while you have an account. You may cancel your subscription or close your workspace at any time in the dashboard or by writing to support@cashsdk.com; cancellation takes effect at the end of the current billing cycle, and fees already accrued remain payable.

We may suspend a workspace, with notice where practicable, when reasonably necessary: for security, to prevent harm to the Service, other customers, or End Users, on suspected violation of Section 10, for legal compliance, or for unpaid fees under Section 5. We lift suspensions promptly once the cause is resolved.

Either party may terminate for material breach that remains uncured 14 days after written notice, and we may terminate immediately for serious Acceptable Use Policy violations or where the law requires it. We may also terminate for convenience with at least 30 days' notice; if we do and you have prepaid, we will refund the unused portion.

For 30 days after termination, export tools remain available so you can retrieve Customer Data, unless the law requires us to withhold or delete it sooner. After that window we delete Customer Data as described in the DPA. Sections that by their nature should survive termination — including Sections 6, 8, 13, 15, 16, 17, 20, and 21 — survive it.

19. Changes to the Service or these Terms#

We may update these Terms from time to time. For material changes we will give at least 30 days' notice by email or in the dashboard before they take effect; non-material changes (such as clarifications) may take effect when posted, with the “Last updated” date revised. If you do not agree to a change, cancel before it takes effect — continuing to use the Service after that date means you accept it.

The current version always lives at cashsdk.com/terms.

20. Governing law and disputes#

These Terms are governed by the laws of the State of Delaware, USA, excluding its conflict-of-laws rules and the UN Convention on Contracts for the International Sale of Goods. The state and federal courts located in Delaware have exclusive jurisdiction over disputes arising out of or relating to these Terms, and both parties consent to personal jurisdiction there.

Either party may seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property or Confidential Information. If a mandatory consumer-protection law where you live grants you rights that cannot be waived by contract, those rights remain unaffected.

Before filing a claim, the parties will try in good faith to resolve the dispute informally: write to support@cashsdk.com with the subject “Legal dispute” and allow 30 days for us to work through it with you.

21. General terms#

• Entire agreement — these Terms, the Acceptable Use Policy, the DPA, and the pricing page are the entire agreement about the Service and supersede prior discussions. If the DPA and these Terms conflict on data-protection matters, the DPA controls.
• Assignment — you may not assign these Terms without our written consent, except to a successor in a merger or sale of substantially all assets; we may assign to an affiliate or successor. Any other attempted assignment is void.
• Notices — we send notices to your account email, so keep it monitored. Legal notices to us go to support@cashsdk.com with the subject “Legal notice”.
• Severability — if a provision is held unenforceable, it is modified to the minimum extent necessary, and the rest stays in force.
• No waiver — not enforcing a provision is not a waiver of the right to enforce it later.
• Force majeure — neither party is liable for delay or failure caused by events beyond its reasonable control (outages of platforms or infrastructure we depend on, natural disasters, war, labor disputes, government action), except for payment obligations.
• Relationship — the parties are independent contractors; these Terms create no partnership, joint venture, or agency.
• No third-party beneficiaries — End Users and other third parties have no rights under these Terms.
• Export and sanctions — you represent you are not subject to sanctions or located in an embargoed jurisdiction, and you will comply with export-control and sanctions laws in using the Service.
• Headings — section headings are for convenience and do not affect interpretation.

22. Contact#

Questions about these Terms: support@cashsdk.com, or the form at cashsdk.com/contact. We answer legal and billing questions from workspace owners directly.